Buying a home can be an overwhelming process. From financing to negotiating to closing, there are a lot of moving pieces that can leave homebuyers bewildered.
Not all Realtors are equal. I meet with my buyers first and ask very pointed questions so that I can help them find their next home. More importantly, after meeting with me they will have a clear idea of the home buying expectation.
Here are some of the key areas that an agent can help you with:
Getting pre-approved by a lender
This is the very first step. If you don’t have a lender your Realtor can provide you a one or two names of lenders that they have worked with. Your Realtor’s job is to help you find your home and get it closed. Your lender’s job is to get you pre approved. Often, buyers think they can’t afford to purchase a home, but, did you know that lenders can take into account your rental payments? They can guide you on how to improve your credit or talk to you about various programs that are available to you.
Choosing a home
For most buyers, choosing a home is an emotional process. An agent can assist you in this process by offering objective information about each property you look at. From local community information like schools and zoning to home-specific details like condition and amenities, an agent can help you find exactly what you’re looking for.
Making an offer
Once you’ve found the home of your dreams, an agent will research recent comparable sales of similar homes in the area to help determine a fair selling price. Based on those comparable sales, as well as other factors like inspections and repairs, an agent will then help you structure an offer and negotiate to get the very best deal possible.
Closing, or settlement, can be a complicated process. In some areas, the escrow or title company handles the closing process, while in other areas an attorney handles it. Regardless of where you’re buying, a real estate agent can help ensure that everything goes smoothly.